If you’re gearing up to host a birthday party for your child, there are many preparations that may be at the forefront of your mind. Most people do not even think about the possibility of someone being hurt on their property and what that can mean. Hosting a child’s birthday party at your home can open you to liability if one of your guests is harmed. As the property owner, you can be sued and held liable for medical bills and any other damage that might take place at the party. Here are some of the common ways that party guests can get hurt, and how you as the homeowner can take steps to prevent these things from happening.
Pets can easily become overwhelmed at a children’s birthday party, where the noise level is high and excited kids may want to pet them too much. To prevent any issues from arising during the party, the easiest thing to do is to keep your dog in a secured location, like a room in the home or a crate. If you prefer, you can send them to a spa for the day or visit with a friend while the party is happening.
For homeowners who have a pool, trampoline, or will be renting a bounce house for the party, the risk is a little bit higher. Children can easily become injured on a wet pool deck or while bouncing in a bounce house. Here are some steps you can take to keep these activities secure and injury free:
If some of your party guests are allergic to common food ingredients, such as dairy, gluten or nuts, tasting the wrong treats can result in a trip to the hospital. Since you served the food in question, you can be held responsible for the ensuing hospital bill. To avoid any issues with food allergies, keep these guidelines in mind:
If you do have a homeowners insurance claim as a result of something that happened at a birthday party, Five Star Claims Adjusting can help. Contact us to help you file the paperwork and get your claim approved- fast!