Have you recently suffered damages due to a natural disaster or freak accident that left your home needing repairs? Have you been the victim of a burglary and lost prized belongings? These are all reasons why you should file a property insurance claim to help receive proper compensation for any repairs or replacements needed for your home. When you file property claims in Space Coast, you want to be sure to do so properly. There are five steps to follow to ensure that you properly file a property insurance claim when it comes time.
If you have been the victim of a burglary, theft, or vandalism, you will want to contact the local police department immediately. You will need to fill out a police report detailing the incident and any damages to your home or any belongings stolen. Police will then be able to start an investigation in hopes to find who's responsible.
After you call the police to report any crime or inspect the damages yourself, you should contact your insurance company. You will want to report the same exact situation to them and also give them a description of the damages. They will likely send you paperwork to fill out in order to properly file an insurance claim. This will then start the process with the insurance company.
In order to file a proper insurance claim, you will want to have a list of damages or lost belongings ready. Be thorough and detailed in your report, and include any receipts for property and belongings lost if you can find any. You want to make a copy of this to give to the insurance adjuster when you file property claims in Space Coast. Submit as much paperwork to the insurance company as possible to help recoup as much compensation as you can to cover damages.
Once you compile your list and receive the necessary forms from your insurance company, you will need to fill out the claim forms to properly ensure your claim is submitted. These forms should be submitted within a timely manner in order to avoid any delays in your claim settlement process.
When you work with an insurance company, they will send out an insurance adjuster to inspect the extent of the damages. This is to determine the compensation that will be issued to perform repairs. Be prepared to show the insurance adjuster any structural damage done to your property along with the list of any other damages or lost belongings.
By following these five steps, you can be sure that your insurance claim is properly filed and submitted for insurance review. Our claims adjusters can work with you to inspect and substantiate any damages done to your property in order to receive the proper compensation you need to cover repairs. Contact us today to hear about our services.