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The Impact of the Anti-concurrent Clause in Your Homeowner’s Insurance

The Impact of the Anti-concurrent Clause in Your Homeowner’s Insurance

If you read the fine print on your homeowner’s insurance, you are likely to discover an anti-concurrent clause. Insurance companies often use this clause when more than one event happens at the same time to try to get out of paying claims. They want to blame all the damage on the non-covered event, but court systems across the United States have said not so fast. Learning the facts behind the anti-concurrent clause may help you get more coverage from your insurance when a disaster strik...

Steps to Maximizing Your Business Interruption Claim

Steps to Maximizing Your Business Interruption Claim

You count on your business interruption insurance to get you back into action when disaster strikes. If you do not take proper steps, however, you may discover that the insurance company is willing to pay far less than you need to get your business’ doors open again. Taking some steps before, during and after a disaster helps to ensure that your business is protected. Understand Your Policy Before disaster strikes, you should take the time to understand your busine...

How to Prevent Further Water Damage After a Flood

How to Prevent Further Water Damage After a Flood

When you suffer water damage in your home, you are almost never prepared.  These emergencies create issues in our homes that require immediate attention in order to prevent damage from growing worse.  In Florida, water damage is frequently caused by hurricane and flash floods related to rainstorms and thunderstorms that occur frequently when the weather adjusts.  As a public claims adjuster in central Florida, we help many of our homeowners submit a necessary insurance claim to...

Hidden Damages from Partial Residential Fire Losses

Hidden Damages from Partial Residential Fire Losses

If a house fire has not destroyed your home, then you can still file a partial loss claim under your homeowner’s insurance if you have damages. These claims are often tricky to settle for many different reasons. If you find yourself in this position, then you need to hire a public claims adjustor in Central Florida to negotiate with the insurance company for you. Hidden Damages Many kinds of hidden damages may be hard to spot after a fire partially destroys your ho...