A Public Adjuster is an independent insurance professional that a policyholder (homeowner or business owner) may hire to help settle an insurance claim on his or her behalf to level the playing field and maximize the recovery!
When you submit an insurance claim, your insurance company employs an adjuster who evaluates the loss. Their Adjuster represents the insurance company’s best interest.
Five Star's purpose is to look out for your best interest! We level the playing ﬁeld and work for you, not the insurance company. Our Adjusters prepare, file, and negotiate maximum dollar settlements for your insurance claim.
A Public Adjuster is to insurance claims what an accountant is to taxes or an attorney is to lawsuits. Having professional representation ensures the best chance for a favorable outcome.
We have the ability to re-open previously filed claims for both commercial and residential property owners, even if they were denied or underpaid. If you, the property owner, filed a claim yourself without using a Public Adjuster, the chances are you may be not been not fully compensated for all of your damages. Call Five Star Claims Adjusting to schedule a complimentary claim review and assessment of your property.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with Public Adjuster representation typically received higher settlements than those without Public Adjusters. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved. You could prepare and submit your own property insurance claim, however, you might be at a sizable disadvantage without the knowledge of the rules, procedures, deadlines, and coverages of your policy. Imagine that you are going to trial without an attorney.
For your best interest, you should make a claim as soon as possible. The sooner you make a claim, the sooner you can start the repair, remediation, and recovery process. Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage.