Most people are concerned about the damage that hail can potentially cause to their vehicles. But hail can be forceful enough to cause real damage to parts of your home as well. If your area has recently been hit by a hailstorm, there are certain parts of your home more likely to show damage. Read on to find out more about hail and how it can cause costly damage to your home.
Hail is simply a frozen lump of ice that falls in addition to or instead of regular raindrops. The presence of moisture along with fast moving, upward air currents allow the precipitation to freeze into a solid form. Hailstones form in cumulonimbus clouds high above the Earth’s surface and can pick up speed as they descend towards the ground. While the size of hail stones can vary greatly, even the smaller stones can cause significant damage if they are mostly solid and travel at high speed.
Some hail storms cause minimal damage, while others can smash vehicles, crash through windows and damage homes. This can cause homeowners to underestimate the serious nature of hail and the problems it can cause. The severity of damage caused by hail can vary based on a few factors:
The damage can also vary due to the unpredictable nature of thunderstorms, which are often the host for hail stones because they offer the perfect atmospheric conditions for hail formation. In some cases, when a storm is stationary over a particular area for a prolonged time period, hailstones can repeatedly pelt the same homes over and over, compounding the damage done by each individual stone.
After a hailstorm strikes in your area, there are a few areas of your home that you should check first for damage:
If you find evidence of hail damage on any part of your home, your homeowner’s insurance policy may cover the necessary repairs. Before you file a claim, the advice of a public adjuster can help you get your claim paid successfully.