If a flood warning is posted for your area, consider yourself lucky. Having some advance warning that a flood is coming is more than many people who suffer losses in a flood get, and can make a big difference in the amount of resulting damage done to your home and property. Being prepared for the flood once it hits can reduce not only the damage done to your home, but also minimize the amount of inconvenience that you have to suffer when damage is done.
The lower level of your home is the most likely to get flooded, so you should do what you can to minimize damage to any furniture or electronics. If you can, lift any furniture above ground level by placing it on cinder blocks or planks of wood to elevate the furnishings a few inches above ground level. Unplug any electronics and place them at a higher level with cords wrapped up to avoid them getting fried.
Sandbags can divert rising water from entering your home in the first place, but the process of filling and stacking them can be exhausting and time-consuming. Purchasing them pre-made from a home improvement store is a good way to cut down on the time it takes to prepare for flooding. Place them in a line around any doors, windows or walls that may be susceptible to flooding. The higher you stack the sandbags, the less likely the water is to get through, but remember that you will have to dismantle the stack after the flood passes.
If you don’t have time to properly prepare for the flood or were not able to keep the water out of your home, there are steps you can take to minimize the damage to your property. Before doing anything, document the damage to your belongings by taking photos or video of the area to submit to the insurance company. Next, try to remove the water from the area or remove damaged items from the area if that is faster. The longer the water sits in place, the more damage it can do, so try to minimize contact between the water and your things as quickly as you can. Always remember that if you aren’t sure that the water is clean and free of bacteria, you should refrain from entering the area and call a professional service that specializes in the cleanup of hazardous materials.
If your home has been damaged by a flood, filing a homeowner’s insurance claim is the only way to recoup some of the money you will spend on cleanup. Get help filing your claim by contacting a public claims adjuster who can give you expert advice and guidance. Click here to get started.