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5 Rules to Filing a Property Insurance Claim

5 Rules to Filing a Property Insurance Claim

Each year, about 5 % of all homeowners make a property claim. Wind and hail damage are the most frequently filed claims. When you add totals together, insurance companies pay out the most money on fire and lightning strike claims. If you need to join the list of those making a property claim, then it is essential to follow six rules to maximize your insurance benefits. Take Care of Yourself and Family Remember that you can replace property, and memories can live in your ...

Surviving a Flood on the Space Coast

Surviving a Flood on the Space Coast

Hurricanes, tropical storms, and flash floods can all bring torrential downpours to the Space Coast. When these events occur, then your home may become flooded. While there are some things that you need to do, there are many other things that you should avoid doing when your home is flooding or following the flood.   Evacuate If authorities told you to evacuate, then be sure that you follow them. Even if you had no insurance, it is not worth losing your life. Theref...

Five Reasons to Hire a Public Insurance Adjuster

Five Reasons to Hire a Public Insurance Adjuster

Did your home suffer from recent damage or destruction?  Has your home been the target of a burglary?  It may be time to hire a public insurance adjuster to help you file an insurance claim to recover your losses.  As a public claims adjuster in Space Coast, we at Five Star Claims Adjusting offer our clients reliable, trustworthy, and experienced insurance assistant when you need it the most.  There are five great reasons to hire a public insurance adjuster to help you def...

Is Actual Cash Value the Way to Go?

Is Actual Cash Value the Way to Go?

Many people are confused by the term actual cash value.  It is essential, however, to understand this term before you suffer a catastrophic loss because it is very easy to end up with less coverage than you think you are paying for after you need to make a claim. Actual Cash Value The term actual cash value means that the insurance company is usually going to pay you less than the replacement value. The reason that this can be a problem is that you need to come up w...