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Five Steps Involved in the Insurance Claims Process

Five Steps Involved in the Insurance Claims Process

Five Steps Involved in the Insurance Claims Process

After your home suffers damages due to many different unforeseen circumstances, such as theft, vandalism, weather, mold, water, fire, or electrical issues, you will want to make repairs.  Sometimes these repairs are expensive, which will lead you to file a property claim with your insurance company for compensation.  Homeowners' policies protect many homes from these types of events, and insurance companies will provide you with a settlement to restore your home.  When you begin the insurance claims process, you may work with a public claims adjuster in Orlando, FL to start.  There are a few steps you should know about once you officially begin the insurance claims process to settle with your insurance company.

Contact Your Insurance Company

As soon as you can, you will want to contact your insurance company to alert them of the property damages.   This will officially get the process started, as they will be able to send you over any documentation and paperwork you will need to complete.

Document Everything

Once you start the insurance process, you will want to document everything pertaining to your losses.  This includes any receipts from belongings that you have lost, repairs that you have paid for, and services that you've needed since the damages were caused.  This will substantiate your losses, which is the only way to be eligible for any compensation.

Keep Receipts

If you have been displaced from your home for safety reasons, you may also be entitled to Additional Living Expenses.  In order to add this compensation to your settlement, save your receipts and submit them to your insurance company.  Any other receipts, such as repair services and meals, may also be covered under the insurance.  Be sure that you submit them with your claim.

Prevent Additional Damage

As a homeowner, you will want to mitigate any damages you can by performing repairs.  Whenever your home is susceptible to more damage from exposure to the elements, you want to be sure to immediately perform repairs necessary to protect it.  Be careful not to spend too much money on repairs and save your receipts so that the public claims adjuster in Orlando, FL can make a proper assessment of the damages.

Avoid Scams

After a storm passes through your area, you will likely have many companies that are scamming customers, trying to make money.  These companies target areas that suffer from storms and require immediate and desperate repairs.  Avoid them by talking with your insurance company and checking their references before making any hiring decisions.

These are the main steps of the insurance claims process when you need compensation for property damages from your insurance company.  Although this process can be time-consuming and lengthy, you will have the support of our public claims adjuster in Orlando, FL to guide you through it.  Contact us to hear about how we can help you through the insurance claims process today.