Four Questions to Ask Before Hiring an Insurance Adjuster

Are you looking for help with your insurance claim?  Do you want to make sure that you have the support and guidance of an insurance adjuster when you are settling a claim?  Working with an insurance adjuster will provide you with a fair estimate of your property damage and advice for how to proceed with your property claims in central Florida.  These are a few questions that you should ask an insurance adjuster before you hire them.

How much experience do you have?

Many policyholders hire insurance adjusters so they can have the expertise and knowledge on their side to help them through the claims process.  Because many people are uneducated about how this process works, they want to trust an experienced professional to help.  Ask the insurance adjuster how long they have been doing this type of work to make sure that they have the years of experience to be an asset with your claim.

Have you dealt with these types of property claims in central Florida?

Anytime you hire someone to take care of your responsibilities, you will want to ask about their previous experience handling these types of claims.  To ensure that they have the knowledge they need to help you through your claim, you need to ask them about their experience, education, and training.  Some adjusters are more prepared to handle certain types of property claims, like weather-related, and others will handle the ones that are caused by accidents, like auto or dog bits.                                                                                                                                                             

Are you licensed and insurance in the state of Florida?

When you hire a professional to work with you on your claim, you need to be sure that they have their own license and insurance.  This proves that they are reputable and experienced in their industry.  If an adjuster is not protected by these certifications, you should shy away from hiring them for your needs.

What are some your past successes?

Before you hire an insurance adjuster to help you with your claim, you need to know their success rate from past cases.  Have them proven to be assets on previous cases?  Do they work to maximize the settlements?  When they can prove that their help has maximized previous settlements for their past clients, you will be able to trust that they will have the similar effect on your claim as well.  Successful insurance adjusters also stand out by having a good reputation in the community, so you should also ask around for referrals.

These are a few of the questions that you may need to ask your insurance adjuster before you choose to hire them.  By understanding their background, success rate, and experience, you will choose the best adjuster for your claim.  Contact the experts at Five Star Claims Adjusting to hear how we can help you today.