After a storm passes through your area and devastates your community, you may realize that contractors are calling you to ask if you need any assistance or need any repairs. They may even give you great deals or quick turnaround time frames. However, these individuals can be scammers that are looking to make quick money. These companies follow the storms so that they can make money off those who are looking to have their repairs done quickly so they can return to normal. However, as a public insurance claims adjuster in central Florida, we have helped many clients avoid making these mistakes. These are a few of the ways that you can avoid being the victim of a scam after a storm damages your home.
Damages will require many different repairs or even entirely new replacements in order to bring your home back to its original condition. To get the best service and the idea of how much it will cost, take your time to collect multiple estimates on how much these repairs will cost you. This can help you make the best choice for your budget and follow your gut instinct.
Always ask your contractor about the time frame that they need to complete the repairs. This way, you will be able to understand how long your life will be affected. This is especially important if you need to relocate when your home is under construction or being repaired. Insurance companies will often cover any relocation expenses that are needed during these types of situations.
Always ask your contractors to provide their licenses and insurance. Scammers will likely not have these credentials, and they will likely flee before they can supply this information. When you hire people to work on your property, you want to protect yourself from being liable in the event of any accidents that may occur. Reputable companies will have their own insurance and the credentials to prove their experience.
Reputable insurance companies will also be able to provide you with a portfolio of their previous work. This will enable you to see the craftsmanship and skill they bring to their jobs so that you can make the best choice for your style and needs.
Trust the referrals of your friends and family, so ask around for the best contractors to do the work. When you are working with our insurance adjusters, you will also want to ask them to provide you with a list of experienced and reputable contractors that they have worked with in the past.
These are a few of the tips to follow to avoid being scammed into repairs after you suffer from storm damage. When you are concerned about being mistreated, always ask for expert opinions of those who have the experience in the business. Our public insurance claims adjuster in central Florida is here to help. Contact us to hear about how we can advocate for you during your insurance claims process today.