If your home or business has been affected by water or flooding, you may be wondering what steps you need to take to file a claim. The process can be daunting, but we're here to help. In this blog post, we'll walk you through everything you need to know about water and flood claims in Central Florida.
Water damage claims can be filed for a variety of reasons, including plumbing leaks, weather-related damage, and sewage backups. Most homeowner's insurance policies will cover water damage caused by plumbing leaks, but coverage for weather-related damage and sewage backups is often excluded. That's why it's important to read your policy carefully and understand what is and is not covered.
If you need to file a water damage claim, the first step is to contact your insurance agent or company representative. They will ask you for some basic information about the damages and will likely schedule an inspection of your property. Once the inspection is complete, your insurance company will determine if the damages are covered under your policy. If they are, they will provide you with a claim form that must be completed and returned. Once the form is received, your insurance company will begin processing your claim.
Flooding is a common occurrence in Central Florida, especially during the summer months when thunderstorms are more frequent. Unfortunately, most homeowner's insurance policies do not cover flood damage. That's why it's important to purchase flood insurance if you live in an area that is susceptible to flooding. Flood insurance can be purchased through the National Flood Insurance Program (NFIP) or from a private insurer.
If your home or business has been damaged by water or flooding, it's important to know what steps to take to file a claim. The process can be daunting, but we're here to help. In this blog post, we've walked you through everything you need to know about water and flood claims in Central Florida. If you have any further questions, please don't hesitate to reach out to Five Star Claims Adjusting. We specialize in residential & commercial public claims, so let us maximize your insurance claim.