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What to Expect When Making a Fire Loss Insurance Claim

  If you experience a fire loss, it can be an incredibly stressful and frightening experience. In addition to the direct physical damage caused by the fire, there can also be unexpected damages that are often overlooked during the claims process. To ensure you get the best possible outcome when filing your insurance claim, it’s important to understand what kind of damages you should expect when making a fire loss insurance claim.   Damage from Sm...

Making the Decision to Rebuild or Repair After a House Fire

  House fires can be a devastating experience, leaving people feeling overwhelmed and uncertain about how to move forward. One of the most important decisions that must be made is whether to rebuild or repair the home after a house fire. To make this decision, there are certain factors that must be considered. Let’s look at some of those now. Insurance Claims The first step in deciding whether to rebuild or repair your home after a house fire...

How an Engineer Inspection Could Impact Your Claim

  If you are in need of a public claims adjuster in South Florida, it may be wise to consider the services of an engineer inspection. A professional engineer's assessment can provide valuable evidence to support your claims case. In fact, many insurance companies require an engineer's inspection before they will process a claim. The inspection covers a wide range of topics, including structural integrity, building codes and standards, material quality, safety hazards, a...

How To Resolve Denied Fire Insurance Claims

  Experiencing a fire is one of the most traumatic and devastating events that can happen to a homeowner. When you are dealing with the stress of losing your home and belongings, it can be difficult to understand why an insurance company would deny your fire claim. In this blog post, we will discuss the reasons why insurance companies may deny fire claims and how to get help if your claim is denied. Why Do Insurance Companies Deny Fire Claims? When i...

Working with Preferred Contractors: Is Your Insurance Company’s Recommendation Reliable?

  When you have a claim, your insurance company may recommend a contractor or public claims adjuster to help you. While having an insurance company’s recommendation can be helpful, it’s important to be sure that the contractor is reliable and trustworthy. In this blog post, we will look at the benefits of working with preferred contractors and consider some factors to keep in mind when selecting one. What are Preferred Contractors? Pref...

Power Surge Protection: Does Your Homeowners Insurance Cover It?

A power surge is an electrical disturbance that causes a sudden increase in voltage. Power surges can damage your electronics and appliances. Some homeowners insurance policies cover power surges, but most don't. In this blog post, we'll discuss whether or not your homeowners insurance policy covers power surges and what you can do to protect your home from electrical damage. What Causes Power Surges? Power surges are caused by a variety of things, includ...

Proving Lightning Damage

If your home or business has been struck by lightning, you may be wondering how to go about proving the damage to your insurance company. In this blog post, we'll walk you through the process of proving lightning damage in Hillsborough County. There are a few different ways to prove that your property has been struck by lightning. The first is by hiring a qualified electrical engineer to inspect your property and provide a report detailing the damage. This is usually the...

The Advantages Of Working With A Fire Claims Expert

If you live in Polk County and have recently experienced a house fire, you may need to work with a fire claims expert. A fire claims expert is an individual who specializes in the process of filing insurance claims after a home or business has been damaged by fire. They will help you understand the process, provide guidance on how to file your claim correctly, and help you maximize your reimbursement from the insurance company. The Benefits of Working with A Fire Claims Exp...

The Dangers of Hiring an Unlicensed Electrician

A recent string of fire damage claims in Polk County has been linked to unlicensed electricians. In some cases, the damage caused by these unlicensed electricians was extensive, and the homeowners are now facing significant repair bills. If you're considering hiring an electrician, it's important to make sure that they are licensed and insured. Hiring an unlicensed electrician is not only illegal, but it's also incredibly dangerous. Not only could you be liable for any d...

How to Handle a Commercial Fire Damage Claim

Fire damage can be devastating for businesses. In the wake of such an event, it is essential to take the necessary steps to ensure that the business is able to recover and that any potential losses are minimized. If your business has suffered fire damage in Southwest Florida, here is what you need to know about filing a claim with your insurance provider. Step 1: Contact Your Insurance Provider Immediately The first step after a fire has occurred is calling your ...

Details on Insuring A Second Home or Vacation Home

Many people and families hope to one day have a second home in addition to a primary residence — whether a seasonal house they divide their time between or a vacation home they stay in a few times a year. Planning for that objective makes it easy to be distracted by thoughts of financing and location. Where do you want the second home to be located? Will you buy the property with a mortgage, or will you attempt to save up enough to purchase it in cash? But it's also essent...

Things to Consider When Insuring a Vacation Home or Second Home

Before you buy an insurance policy for your second home, it's essential to consider certain factors which may influence the cost of your coverage and the types of coverage you need to protect your home thoroughly. Our public insurance claims adjuster in South Florida explains a few things you need to consider when insuring your vacation home or second home. Where is the second home located? Different regions of the country are inclined to very different weather patte...

How a Pool Can Impact Your Home Insurance Coverage

The market for swimming pools, which soared during the pandemic, seems to be settling down. However, if you already have a pool or are looking to purchase a home that does, you might wonder if it will impact your home insurance coverage. The brief answer is yes, but the extent mainly depends on your pool type and the level of coverage offered in your policy. Here's a closer look from our public insurance claims adjuster in South Florida at how a pool might impact your coverage and rates....

More FAQs About Homeowners Insurance

Homeowners' insurance can be difficult to understand, so it is normal for you to have questions. Our public claims adjuster in South Florida answers a few common questions to keep you in the know! Does homeowners insurance cover water damage? Sometimes. If a covered event caused the water damage, then yes — a homeowners' insurance policy will probably cover it. Generally, this includes any sudden and accidental event, like a burst pipe or unexpected dischar...

FAQs About Homeowners Insurance

Homeowners insurance is a complicated subject, particularly if it is your first time purchasing or changing policies. But it doesn't have to be. Homeowners insurance is meant to be there when you require it; it shouldn't be intimidating or confusing. With this in mind, our public claims adjuster in South Florida answered some common questions people ask about homeowners insurance. What is homeowners insurance? Homeowners insurance is an insurance policy...

Reasons You May Regret Failing to Hire a Public Adjuster

When a disaster strikes, time is of the essence. The first 48 hours are crucial. In some situations, you speak with your insurance company, and they advise that a loss adjuster will meet with you to determine the damage. You now think you are covered and are good to go. But are you? Loss and disaster are overwhelming, and you frequently have more queries than answers but share the wrong thing with the insurance company, and they might underestimate or deny your claim. When you are i...

Errors to Avoid when Filing Storm Damage Claims

Owning property in Florida has numerous benefits (greetings, endless Summer). But with the perk of warmth and water, we can also experience more than our allocation of hurricanes and storms. Natural disasters can strike at any time—and when they do, you need to be prepared to take the appropriate steps to mitigate storm damage and file an insurance claim for required repairs. Here are some common mistakes made when filing storm damage claims and how to avoid having a storm dam...

Tips for Filing a Roof Damage Claim

It's easy to take a roof for granted until a hurricane, fallen tree, or other tragedy makes a spectacle of things. Then, if you notice any damage to your roof, you'll have to introduce a homeowner's insurance claim to help reduce your out-of-pocket costs. Unfortunately, your insurer might undervalue or deny your claim if you don't follow the appropriate steps when filing your roof claim! So here are some suggestions to get your roof claim right and obtain a fair settlement to ...

Homeowners Insurance Coverage Myths

Most people's houses are their most momentous investment. Unfortunately, protecting your investment without homeowners' insurance isn't easy. Therefore, reading your insurance policies and understanding them completely is crucial. Unfortunately, policies are often hard to understand and complex, sometimes intentionally. Our public claims adjuster in South Florida is here to clarify some common myths about homeowners' insurance coverage. Your policy protects everythi...

Five Things to Understand About Wind Damage Claims

Insurance wind damage claims can be challenging. Some policies go into little detail about wind damage covered underneath the policy. Our public claims adjuster in South Florida wants you to understand your policy and things you should know about wind damage loss claims. It is best to utilize local contractors with wind damage backgrounds When an extreme windstorm strikes, contractors from all over trek to the region, hoping to cash in on damage claims. Sadly, these stor...

Three Reasons to Hire a Public Adjuster After Fire Damage

Fire damage is one of the worst catastrophes residential or commercial properties face. If you've encountered loss caused by a fire, contact a public adjuster for property claims in South Florida. Public adjusters are licensed insurance professionals that can help you with all aspects of an insurance claim. You should contact a public adjuster before contacting your insurance company. Most people don't recognize this, but they don't have to use the adjuster assigned to t...

Three Indications That You Should Contact a Public Adjuster

Whether you are an insurance claims professional or a property owner, we all need support, and there's no shame in asking for assistance. However, it might cost you money to avoid asking for help when it comes to property loss claims, so this isn't where you want to cut corners. Our public insurance claims adjuster in South Florida is here to help you with your insurance claim demands. But first, we put together some indications that you may need assistance with the claim process. Con...

Underpaid Insurance Claims and What to Do About Them

Most people understand that public adjusters can help with property damage insurance claims. But did you realize they can assist with underpaid insurance claims? We know that sometimes an insurance company underpays, but they don't always mean to or do so on purpose. But, if your claim was inaccurately filled out or did not contain all of your damage, that might be why it returned underpaid. Those are just a couple of examples of why a claim might be insufficient. There are numerous other...

How to Know if Your Home Insurance Covers Roof Leaks

Homeowners' insurance coverage for roof leaks hinges on the reason for the damage. Damage to the structure of your residence compelled by any perils shielded by your insurance is typically paid. Hazards include fire, hail, heavy wind, and damage caused by snow and ice. If you can verify that even a small leak was generated by one of the insured perils in your homeowners' insurance, it will be covered by your insurance policy. Damage from wind or hail is occasionally excluded...

Four Reasons to Hire a Public Claims Adjuster in South Florida

A public insurance adjuster isn't tricky to come by, but finding an adjuster you feel you can trust can be challenging. We know more than anybody how frustrating it is to locate an adjuster you believe in during uncertain times. But whether you face a devastating problem or want to learn in advance, you're in the proper place. This post will emphasize what a skilled, high-quality public adjuster can do for you and what to expect when working with the best. Public adjusters ...

Homeowners’ Insurance Deductibles 101

When you are looking for the right homeowners’ insurance policy to purchase to protect your business, you need to understand some of the basics of insurance coverage. You may initially be confused about insurance premiums and deductibles, so it is important to take time to do this. When you better understand deductibles and the ones you can afford, you will choose the best policy for your budget and your coverage needs.  These are a few things our public insurance claims adjuster i...

5 Tips to Practice Fire Safety When Using Your Space Heater

Although cold days do not occur too often in Florida, they can happen during the winter. As winter approaches, you want to be prepared by being aware of the dangers that space heaters may cause. We have seen many fires damage homes throughout our community when people use their space heaters in an unsafe way. This leads homeowners down a long journey of filing property claims in South Florida. To prevent fires in your home, you should practice these important electrical space heater safety ti...

5 Ways to Minimize Hurricane Damage

Hurricane season is upon us. Although we have already suffered the devastating blow of Hurricane Ian earlier this fall, we should still prepare for the upcoming hurricanes that are still looming throughout the winter. During this time of year, our public insurance claims adjuster in South Florida works overtime to protect homeowners from losing money in their insurance claims process. When you want to protect your home, you should take these steps before the hurricane comes. Instal...

Steps to Take After Your Home Is Flooded

A flood is one of the worst things you can ever experience as a homeowner. Trust us. As a public claims adjuster in South Florida, we have seen the devastation this can bring to your home. A flood can expose you and your family to danger, damage your home, and cause a lot of confusion. Therefore, you must know what to do before, during, and after a flood. This article will focus on the aftermath of floods. We have found that many homeowners are often clueless and overwhelmed after a flood hit...

5 Qualities of a Public Claims Adjuster in South Florida

When you are working through a difficult property claims process, you want to trust your case in the hands of a professional. As a public claims adjuster in South Florida, we help policyholders get the best outcome for their property claims by advocating for you during the entire process. If you are struggling to understand how to proceed with your property claims, you should consider hiring an adjuster to work for you on your claim. These are a few qualities that you should look for when hir...

How Do I File Property Claims in South Florida?

When your home has been damaged by accident or by vandalism, you can trust that your homeowners’ insurance will kick in and protect you. If you have coverage through an insurance policy, you can trust that you will receive compensation to cover losses and damages from the incident. However, as soon as it occurs, you may not know how to react to start the process. It is frustrating and potentially scary to react to damages to your home, but you will want to start acting quickly to start ...

Public Adjusters Vs. Independent Adjusters: What's the Difference?

There are public adjusters and independent adjusters. So what's the distinction between these two insurance experts? Our experts on property claims in South Florida explain everything you need to know about the differences between these two kinds of insurance adjusters. Public Adjuster & Independent Adjuster Many believe independent and public adjusters are two labels for the same profession. That's not accurate. However, public adjusters are commonly referre...

Hiring A Lawyer vs. Employing a Public Adjuster For Insurance Claims

Some individuals hire a lawyer when negotiating a problematic insurance claim. Others hire a public claims adjuster in South Florida, also called a private claims adjuster or public adjuster. Which alternative is right for you? What are the benefits and drawbacks of hiring a public claims adjuster or a lawyer? How Public Adjusters Help Before responding to the question above, we'll begin with the basics. What do loss adjusters do? How can they help resolve your insur...

Understanding Personal Property And Theft Damage Claims

There are moments in our lives when we begin learning about new subjects we never covered in school. Insurance is one of those subjects. Many individuals have an abundance of queries on this matter. Our experts on property claims in South Florida will help guide you through most of the basics of theft and personal property damage insurance claims. Many people's first thoughts about home insurance are about the dwelling and potential damages. Still, it is also essential to have proper cove...

Understanding Water Damage Insurance Claims and Coverage

Water damage is the second most prominent kind of insurance claim. People have numerous questions about what a home policy covers and why gradual damage is not protected. Exceptions in insurance policies for water-related damages make the issue even more complex. A typical homeowners policy may not protect: Flooding Overflow Sewage or water backup Accidental releases Homeowner's insurance usually covers losses from weath...

Everything You Should Know About Wind And Hail Damage Claims

The elements are unpredictable. Rough winds and severe hail can spring upon you at any point, and guarding your most valuable assets can make a massive difference for your household and livelihood. However, property damage insurance claims can be pretty complicated and confusing. It can be challenging to figure out, particularly with all the online information or word of mouth based on individual motives or situations. So our public claims adjuster in South Florida has summarized all the most...

Common Types of Damages Caused by Tornadoes

Tornadoes cause damage because of the strong winds they bring and the flying debris they create. Most people believe that the strongest tornadoes can have wind speeds of up to 300 miles per hour. Wind speeds that high can send cars flying, rip ordinary homes to pieces, and turn broken glass and other debris into deadly projectiles. As you notice damages to your home, you may want to file property claims in South Florida to cover any damages. These are just a few types of damages to look for a...

Six Steps to Take When Your Homeowners' Insurance Claim Is Denied

Every day, homeowners' insurance claims get denied for different reasons. If you've lost insured property and your insurance company denied your claim, there are steps you can take to challenge the denial. However, this can be a messy and complicated process, so it won't hurt to have professionals on your side. Review Your Homeowner's Insurance Policy First things first — carefully read your policy. You should check to see if your current policy cov...

Factors That Influence the Cost of Homeowners’ Insurance

There is actually a lot of different reasons why the cost of your insurance could change. Many people just accept what they're paying for. If you are still in the market for a home, then you need to pay attention to these factors. By knowing what you will be paying for your homeowners’ insurance, it could help you save money when buying a new home. That still leaves the question 'what factors make up the cost of homeowners’ Insurance?' Let's look at a few...

Five Steps to File a Homeowners’ Insurance Claim When Your Home is Damaged

Accidents happen, and that’s why most people choose to get homeowners’ insurance to protect their investments. When you suffer damages to your property or become the victim of burglary, theft, or vandalism, you are likely covered by your homeowners’ insurance policy. As an experienced public claims adjuster in South Florida, we are here to help anytime you need to file property claims with your insurance company. Before you get started, you should understand what to expect i...

Hurricane Season Safety and Preparedness Tips

Massive storm systems called hurricanes frequently migrate toward land after developing over ocean water. Hurricanes bring tornadoes, flooding, powerful winds, storm surge, and heavy rain. These storms can harm areas far inland and are dangerous. As an experienced public insurance claims adjuster in South Florida, we know how homeowners can prepare for hurricane season. You and your family should be prepared to lessen the storm's effects with the right preparation. Preventive measures bef...

Insurance Claims Settlement: Lawyer vs. Public Adjuster

Some homeowners decide to hire a lawyer when they are managing a complex property loss claim. In contrast, others choose to engage a public insurance claims adjuster in South Florida. It can be difficult to decide which choice is better for your specific case and which would provide you with a more substantial advantage. How public adjusters can help Most individuals know little about what a public adjuster does and how they can help with a property loss claim. A public ...

Tips for Managing the Aftermath of a Natural Disaster

Disasters transpire even though nobody wants to deal with them. Nevertheless, knowing the right steps to take in case of a crisis or calamity can make the problem considerably less stressful to manage and help decrease the time needed to evaluate any damages and have repairs underway. Our public claims adjuster in South Florida is here to assist you in knowing what to do following a natural disaster. Protect yourself It is crucial to be mindful of what you have to work w...

Four Tips for Locating the Best Public Claims Adjuster

Dealing with the aftermath of a hurricane, tornado, or house fire is difficult enough without being pushed to deal with a relentless insurer that rejects paying out your claim. Sadly, when it is time to bargain with insurance company problems, many individuals do not recognize that there are experts they can turn to for support. Unfortunately, the insurance adjuster assigned by your insurer typically looks out for the welfare of their employer rather than providing policyholders good results....

Understanding Public Adjusters

What is a public adjuster? Simply put, you employ a public adjuster to support your side of a claim when your insurance company's adjuster recommends your claim be denied or not paid in the quantity you believe should be paid. When you have significant damage to your company, house, or automobile, you expect your insurance claim to be filed and resolved fast so your business or life can go on as planned. As a policyholder, your first measure is determining who to employ as a rep...

How to Know You are Getting the Best Deal on Flood Insurance

One thing that each homeowner knows they require is homeowner's insurance. What is incorporated in that insurance can rely on many elements. The perils that are generally covered are fire, roof damage, injury, wind damage, and storm damage. What isn't consistently covered is flood damage. Claim service is available with most prominent insurance companies, and that is how you find out if you carry flood insurance – or don't. In the US, natural disasters end in flood...

Three Watercraft Insurance Claims

No matter how often you take your vessel out on open water, there is still the chance of a mishap. In addition, various property loss claims for ordinary damages are filed by watercraft owners regularly. Minimizing your perils and buying sufficient insurance coverage helps protect your bank account, investments, and assets as a watercraft owner. Our public insurance claims adjuster in South Florida offers these watercraft insurance claims and how to avoid them. Vandalism ...

The Difference in Public and Independent Claims Adjusters

Individuals often wonder about the distinctions between public and independent adjusters for property loss claims. We want to help you learn the distinction between these unique insurance adjuster types. Independent adjusters Many believe that independent and public adjusters are different labels for the same insurance expert. Unfortunately, this is not the case. Nevertheless, a public insurance claims adjuster in South Florida is usually referred to as a private adjuste...

3 Ways an Adjuster Shortage Might Affect your Claim

Insurance adjusters are in elevated demand following a catastrophe. This is excellent for insurance adjusters but not so fantastic for property owners. Deficiencies of insurance adjusters lead to unpleasant circumstances. The US is no outsider to natural disasters. America gets hit with numerous dangerous weather conditions, from windstorms and wildfires to tornados and blizzards. When a catastrophe is widespread, the region affected might encounter a lack of claims adjusters to manage all re...

Four Secrets Your Insurer Does Not Want You to Learn

The average policyholder has little experience filing property loss claims. This point can easily be taken advantage of by your insurance company. Insurers frequently try to slide things past a naïve homeowner. Our public claims adjuster in South Florida exposes these secrets your insurance company does not want you to learn. Insurers don't want you to employ representation This one is likely pretty evident, but the last thing your insurance carrier wants you to...

Insurance Claims Settlement: Public Adjuster VS Lawyer

Some homeowners decide to hire an attorney when they are negotiating in a complex property loss claim. In contrast, others choose to hire a public claims adjuster in South Florida. It can be difficult to decide which choice is better for your special case and which would offer you a more substantial advantage. How public adjusters can help Most individuals know little about what a public claims adjuster does and how they can help with a property loss claim. A public clai...

Four Things to Remember When Your Roof Damage Claim is Denied

Insurers often reject roof claims due to corporate greed. They decide that they would prefer to deny the claim hoping that you accept their decision and don't oppose them to cover for the damage. In Florida, laws took effect in July of last year concerning roofing contractors and insurance claims affecting roofs. Politicians sided with insurers to enable them to enforce stricter restrictions that make it additionally challenging for a property owner to file a roof damage claim against the...

Nine Tips for Success when Dealing with Homeowners' Insurance

Comprehending an insurance policy is challenging. So it is not astonishing that filing a claim on a homeowner's policy is particularly difficult. The difficulty level heightens if there is extensive damage or a complicated claim. Imagine you are one of numerous Americans who experience a loss and must file a property loss claim. You can do certain things to make the procedure as smooth and forthright as imaginable. Our public claims adjuster in South Florida suggests these nine tips for t...

Five Public Claims Adjuster Benefits

Employing a public claims adjuster is usually valuable in dealing with your insurer and negotiating appropriate compensation for covered home damages. Pursuing a public adjuster's experience can support you in getting the most suitable monetary settlement for a homeowners' claim requiring home restorations or replacements. Maintaining a partner to work with to ensure that the operation is handled in a convenient and suitable way can be soothing and relieve any added pressure during al...

Why Insurance Premiums Go Up and When You Should File a Claim

Homeowners' insurance premiums depend on different characteristics than car insurance premiums. Unfortunately, this distinction makes it tough to decide what will or won't alter your insurance premiums due to the crowd of elements considered when figuring your risk score. For example, homeowners' insurance fees and perils depend on community trends, building features, location, etc. While reporting a claim will not raise your current premium, the number of claims you mak...

Five Electrical Fire Prevention Tips to Protect Your Home

According to studies, electrical problems cause nearly 51,000 fires annually in America. Sadly, they also cause an average of 1,400 injuries, 500 deaths, and about 1.5 billion dollars in damages. Therefore, it is critical to know how to prevent electrical fires with such a significant risk. Our public claims adjuster in South Florida suggests these electrical fire prevention tips to keep your home safe. Unplug appliances when you are not using them Heat-producing applian...

Homeowner’s Insurance and Tenant Damage

It can be stressful to rent out your property, whether you know your tenants or not. Outside of the many duties you juggle, there is always a threat of property damage soaking up your money and time. From an angry evictee to regular wear and tear, tenant damage comes in many sizes and shapes. Our public adjusters are experts on property claims in South Florida. They are happy to help you understand which damage is covered and give you critical tips for avoiding tenant damage from happening....

Homeowner’s Insurance Claims and Lightning Damage

Florida is no stranger to lightning strikes. But many Floridians have no idea what happens when lightning strikes and damages their home or if their homeowner's policy covers such damages. Our public claims adjuster in South Florida discusses when your insurance policy will cover damage from lightning. How homeowner's insurance covers lightning When lightning strikes your home, it can cause a fire, ruin your home’s wiring, demolish your electronics, disable...

Understanding a Homeowner’s Insurance Lapse

Even the most attentive policyholders allow their coverage to lapse from time to time. A failed payment or minor oversight can cause coverage to expire due to nonpayment. Though usually your coverage is reinstated once the past due balance is paid, sometimes it isn’t that simple. If you allow your homeowner’s policy to lapse even for one or two days, insurance will not cover damages to your property from vandalism, burglary, a fire, or a storm. So, our experts on propert...

Avoiding Non-Renewal of Your Homeowner’s Policy

A non-renewal notice is a document provided by your insurance carrier to let you know they will not renew your policy once it expires. This document will tell you the effective date and reason they will not renew your policy. In some cases, you might be able to retain your coverage with your carrier by meeting certain conditions. But usually, this notice means you will need to purchase a new policy to protect your home. You might not have even done anything wrong. Sometimes policies...

4 Common Mistakes in Commercial Property Damage Claims

If your business has sustained damage from a flood, fire, or storm, you need to know the insurance claims process to begin the recovery process. Avoid claims surprises by calling a public claims adjuster in South Florida to notify your insurance carrier. Once the damage has been reported, a public adjuster will assess the damages and make any necessary temporary repairs to protect your business from additional damages. However, do not risk the success of your claim by trying to manage it alon...

6 Tips for Protecting Your Home from Vandalism

Unfortunately, cars, businesses, and homes are prime targets for vandalism. It is no secret that South Florida is famous for its world-class nightlife that people travel from all across the globe to experience. Sadly, it has become common for locals and tourists to vandalize other people’s property. From break-ins to graffiti, vandalism is a widespread problem in our communities. It evokes anxiety and sadness, creates heart-wrenching damages, and creates unnecessary and unfair expenses ...

4 Tips for Successful Insurance Company Negotiations

Negotiating is a part of life. Whether you are a homeowner dealing with an insurance claim settlement, a business professional trying to seal a deal, or a parent dealing with an angry toddler, it is critical to know how to negotiate. But negotiating is not something that comes naturally. Most people have difficulty negotiating because they do not understand how it will benefit them. Our public claims adjuster in South Florida offers the following practical tips for negotiating with your insur...

6 Things That Need To Be Replaced After Fire Damage

Technological advancements have made cleaning up property after a fire much more straightforward than in the past. However, cleaning items is not the best option after a fire or extreme heat exposure in some cases. Fire can damage some items so severely that it renders them ineffective and possibly dangerous. Our expert on property claims in South Florida presents the following things you should always work with your insurance company to replace if they have been damaged by fire: E...

4 Proven Methods for Speeding Up Your Property Claim Settlement

Life can get complicated when your business or home is damaged. You do not need the added stress of pressuring your insurer to speed up your claim settlement, but that is often the case. It does not seem fair, but you will be the most motivated to move a claim forward when your home or business is damaged. You can count on delays, contractors missing deadlines, necessary building materials being on backorder, or a million other circumstances slowing down your property restoration. When someth...

5 Common Problems for Homeowners During Property Damage Claims

Insurance claims are usually unavoidable when rebuilding a home after a significant loss. It can be traumatic enough just to get your family somewhere safe. Then comes the challenging claim reporting process, sifting through your personal property damages, and finding a contractor to make needed repairs. You will also be forced to work with your insurer’s property claims adjuster, who has empathy for your situation but does not have the same financial and emotional investment level as y...

How to Expedite a Property Damage Insurance Claim

It is not uncommon for insurance claims to take much longer than expected. Unfortunately, most insurers use this to their own advantage by requiring excessive evidence or dragging the process out intentionally to get a property owner to accept a smaller offer than they are entitled to receive. There are cases where insurers are not being malicious, but a claim is so elaborate that processing takes an extended period. No matter the situation you are dealing with, it is vital to know ...

Property Claim Insurance Inspections

Insurance claims for property damage are complicated to navigate without experience. Your insurer usually requires an inspection of the property damage to determine your claim’s validity and an estimated cost of repair or replacement. Most property owners are unfamiliar with how insurance claims work. It is not uncommon for people to have never filed an insurance claim in their past. Even when you have filed a previous claim, each one is different, and the circumstances can va...

4 Secrets Your Insurance Company Doesn't Want You to Know

Most people have minimal experience dealing with their insurers. For example, most policyholders have never needed to file a significant insurance claim. Unfortunately, insurance companies tend to take advantage of this inexperience and do things that will not catch the attention of a naïve property owner. Our experts on property claims in South Florida reveal some of the secrets that your insurer does not want you to know. An insurance company does not want you to hire an att...

Becoming a Public Insurance Claims Adjuster in South Florida

The majority of adults will purchase an insurance policy and file a claim against it at some point in their lives. Some people choose to hire a public adjuster to help manage the claims process and negotiate with an insurance company when they file a claim. If you have a keen eye for detail and love helping others in their time of need, being a public adjuster may be a great career path for you to consider. But before embarking on a career like this, it is essential to know the benefits and d...

4 Reasons for a Business to Hire a Public Adjuster

Property damages and losses due to unexpected incidents are some of the most significant challenges that business owners can face. Damages like these can severely impair the normal operations of a business. After they happen, the business owner's responsibility is to get the company back to normal as quickly as possible. Our experts explain why a business should hire a public claims adjuster in South Florida. Public Claims Adjusters A public adjuster is an independen...

Tornado and Storm Property Loss Claims at a Glance

If you've recently survived a tornado or severe storm and had extensive property damage requiring repairs, including your roof, beware when a contractor requests permission to talk to your insurance company about using an assignment of benefits. Always read the fine print before you sign. Otherwise, you could accidentally sign over your insurance benefits and all extra money owed to you as part of the settlement of your claim. Our public insurance claims adjuster in South Florida offers t...

Public Adjusters Can Help with Boat Damage

There is nothing fun about paying insurance bills every month, but as a boat owner, insurance is essential. Insurance offers a layer of financial protection against significant boat damages. Unfortunately, most insurance companies are known for doing everything possible to avoid paying out on insurance claims. Therefore, having your boat damage claim delayed, underpaid, or denied, is a worst-case scenario. Luckily, public insurance claims adjusters can help you handle claims for damage on you...

4 Reasons to Hire a Public Claims Adjuster

You can likely handle the insurance claims process on your own if you suffer minor damage to your business or home. However, you will probably find that it pays to have a public adjuster working for your interest whenever damage is substantial. A public claims adjuster is your exclusive advocate and representative, unlike the claims adjuster that your insurance assigned to your claim. A licensed public claims adjuster can easily help you navigate the claims process, document and evaluate the ...

Using a Public Insurance Adjuster for Large Homeowner’s Insurance Claims

People with experience will tell you that a public claims adjuster is worth their weight in gold. In many cases where insurance companies refuse to pay the entire loss on an insurance claim, public adjusters will help settle the insurance claim in your favor. Public adjusters work independently of insurance companies who charge you nothing for their adjuster services. A public adjuster will require somewhere between 10% and 20% of your settlement for their work on your case. They will work on...

Why Home Insurance Premiums Increase and When You Need to File a Claim

Home insurance premiums are based on different factors than auto insurance premiums. Unfortunately, this difference makes it hard to determine what will or won't change your homeowner's premiums due to the multitude of factors that are considered when calculating your peril score. For example, home insurance costs and risks are based on neighborhood trends, building attributes, location, and many other factors. While making a claim will not increase your current premium, the...

10 Tips for Success when Dealing with Insurance Companies

Understanding an insurance policy can be a challenging thing. So it is not surprising that filing a claim on a homeowner's insurance policy can be especially difficult, as well. The level of difficulty worsens if there is extensive damage or a complex claim. Suppose you are one of many Americans who suffer a loss and are forced to file an insurance claim. There are things you can do to help make the process as smooth and straightforward as possible. Our public claims adjuster in...

How Severe Weather Can Damage Your Roof

The seasons come and go. The weather keeps changing, but your rooftop is there to ensure your home stays protected.  Preventing property claims in South Florida is possible when you take care of your home and your roof.  However, a few types of weather represent a more noteworthy danger than others.  These are some of the ways that roof damage can occur during different types of storms and inclement weather. How Hurricanes Cause Damage to Your Roof Hurrica...

How Insurance Adjusters Get You More Money

Substantial loss and damages to your home may necessitate submitting a reimbursement claim with your insurance company. Unfortunately, the insurance company will reduce the amount they are willing to pay, and you may end up paying for repairs out of pocket as a result. To avoid this, you should employ a public insurance adjuster in South Florida to assist you in filing and handling your claim.  These are a few of the ways that they can get you the most money from your claim. T...

Three Facts about Public Insurance Adjusters

Have you just suffered damages to your home?  Are these damages the result of a storm, hurricane, wind, rain, floods, fires, or other unforeseen incidents?  When you have suffered damages to your home because of instances out of your control, you may be eligible for insurance compensation from your homeowner’s insurance carrier.  These policies are put in place to protect you from moments just like these.  However, your insurance company will be looking out for their...

What to Understand about a Total Loss Insurance Claim

A total loss insurance claim is when the insurance company determines that the cost to restore the property is more than the cost of the property itself.  These cases are rare, but they do occur from time-to-time.  One of the most common causes of total loss insurance property claims in South Florida is fire damage, as it can destroy entire properties in the matter of minutes.  Different states have different rules about total loss insurance claims, but this is what you should ...

Five Steps to Take When Your Insurance Claim Is Denied

You are frustrated because your insurance company just denied your claim.  When you have suffered damages to your home, you want your homeowners’ insurance policy to kick in to cover the costs to repair and restore the property.  You want your insurance company to work with you, but they just denied your claim.  Now what do you do?  As public claims adjuster in South Florida, we help many homeowners with this very issue.  These are a few steps you can take when ...

What to Understand about Restoring Your Home after a Fire

Fire cleanup and restoration is one of the most extensive restoration processes to get your home back to its original condition.  It may take months to fumigate your home from the spoke damage, and it can take even longer if the fire spread throughout your entire home.  Because of this, many homeowners may choose to move to a new home instead of performing the repairs.  For those that have suffered from fire damage, you will likely work with your insurance company to get compen...

Four Reasons to Hire an Insurance Adjuster for Your Property Claims in South Florida

Have you recently suffered from property damage that caused your home to need extensive repairs and restoration?  Many people suffer from weather damage, water damage, hail damage, or other types of damage that cannot be prevented.  Because of this, they need to stay protected with a homeowners’ insurance policy if they suffer from these events.  When you file property claims in South Florida, you start the long claims process with your insurance company.  Any time y...

How to Avoid these Three Types of Property Damage to Your Business

Business owners need to protect their business from everything from fraudulent financial behavior to property damage.  Because of all their responsibilities, they need to stay updated on the current repairs and maintenance that need to take place before the materials and surfaces become vulnerable to damage.  As an expert public claims adjuster in South Florida, we can help when you suffer from damages to your business because of weather, water, fire, or other unforeseen circumstanc...

Four Common Homeowner Mistakes that Can Be Costly

Being a homeowner comes with many responsibilities.  These responsibilities can continue to pile up over time, making it even more difficult to remember what you needed to get done in the first place.  Because of this, it can be easy to neglect maintenance and care tasks that are not staring you in the face.  As a public claims adjuster in South Florida, we help many homeowners with their property claims when they suffer damage to their property.  However, some are denied ...

Four Types of Damages that Hurricanes Can Cause

Are you concerned about the dangers that hurricanes present to your area?  Do you live in a hurricane-prone area?  Living in Florida poses many challenges to homeowners, especially to those that live along the coastline because of the threat of hurricanes.  When a hurricane comes through your area, you may suffer damages to your home that have you needing the help of a public insurance claims adjust in South Florida.  Because hurricanes carry heavy winds and rains, there a...

Five Steps to Hurricane Proof Your Coastal Home

Hurricanes are cyclones that form over tropical waters as well as subtropical waters. Hurricanes don't only consist of wind, but water and debris. The debris is swept up by the pollution in the waters and whatever debris is grabbed from shore. The water and debris can damage your property, causing thousands in repairs that your insurance may fight to cover. This can be a devastating force of nature that can cause you to need to file property claims in South Florida, which can be emotional...

What You Should Know about HOAs and Insurance Claims in Florida

Many Florida homeowners live in communities that also have HOA fees.  These Homeowners' Associations are great for those who live in communities that offer many different amenities and services, like community swimming pools and landscaped and manicured grounds.  Many people may not know that HOA fees can also protect you from some insurance liabilities that occur in the community you live in.  Because of some of the extreme weather like hurricanes or flooding in certain pa...

What You Need to Know about Choosing Homeowners' Insurance Coverage

Unfortunately, all insurance is not created equal.  The least costly homeowners insurance will likely offer you the smallest amount of coverage, and Vis versa.  There are many insurance policies that are standardized, which offer various levels of protection depending on the requirements of the homeowner and the type of residence being covered.  Due to a fluctuating market, it is often an good idea to urge coverage for quite your house is worth.  It can be difficult to und...

What Causes the Majority of Household Fires

Are you worried about the devastating effects of a fire in your home?  Do you fully understand all of the risks and causes of fires?  By understanding how a fire can negatively affect your home, property, and loved ones, you can prevent them from happening.  This can save you from the troubles of having to make repairs, file property claims in South Florida, and go through a lengthy insurance claims process.  There are a few main causes of household fires that you should k...

How to Pack an Emergency Evacuation Kit to Keep in Your Home

When you live in an area that is prone to natural disasters, you should always be prepared in the event of an evacuation.  In the state of Florida, we see many hurricanes that range from mild to severe, all requiring different levels of preparation.  As a public claims insurance adjuster in South Florida, we have seen homes and properties become ravished or destroyed due to the heavy winds and rains that accompany these tropical storms.  This leaves homeowners wondering what...

Four Qualities You Want in Your Insurance Adjuster

Are you about to hire the services of a public claims insurance adjuster in South Florida to help you with your property claim?  When you suffer from extensive damage to your home, business, or property, you will want nothing more than to have the right professionals by your side.  As you work through the difficult insurance process, it can become emotionally taxing, frustrating, and overwhelming.  However, when you work with the right professionals, it can become much easier.&...

Five Tips to Prevent Electrical Damage during Large Storms

Are you worried about the potential threat of electrical surges during a severe hurricane?  Are you prepared in the event of a power outage?  Electrical hazards can bring about many expense damages and repairs that can prompt you to file property claims to receive insurance compensation.  There are a few tips that you can follow to prevent electrical damage during large storms and hurricanes. Secure a Back Up Power Source In the event of a power outage, yo...

Five Types of Insurance Claims Filed by Floridians

Florida is a beautiful state to live in, with close proximity to the ocean, beaches, and many lakes.  It is also a warm, sunny, and inviting state that is a great place to call home.  However, Floridians have their challenges when it comes to extreme weather.  Because of the risk of water, flood, wind, and hurricane damage, many Florida homeowners have solid insurance policies that protect them from these incidents.  As a public claims adjuster in South Florida, we assist ...

Five Roles and Responsibilities of an Insurance Claims Adjuster

Are you wondering why the insurance company sends out a claims adjuster after you file an insurance claim against them?  As a policyholder, you are eligible for compensation to restore your home to its normal state after you suffer from damages from unforeseen incidents, like storms and severe weather.  After you start the insurance claims process and file your property claims in south Florida, you will then need the services of an insurance adjuster to assess and evaluate the damag...

Roof Issues that Can Lead to Extensive Damage and Expensive Repairs

Are you the owner of a commercial property or business building?  When you own a business, you want to do everything you can to maintain the property and keep it in optimal shape.  This involves caring for the outside the building, including and especially the roof.  As experts that deal with many property claims in South Florida, we see many damaged roofs that have required expensive repairs or replacements.  When you can, you should prevent these issues from destroying y...

Five of the Most Common Causes of Insurance Claims

Did you know that most property insurance claims are made as a result of extreme weather?  Accidents that can happen because of weather, like heavy rains, extreme winds, or dangerous storm, can often wreak havoc on your home or property.   This can cause issues to your home that require repairs or complete replacements, which can become expensive.  Homeowners that have insurance policies are protected against these damages, which can cause them to enter into an insurance c...

Four Tips on How Pool Owners Should Prepare for Hurricanes

Do you own a pool in the heart of Florida?  Most likely, you are familiar with the many hazards that come with living in south Florida, such as living near the ocean and being susceptible to tropical storms and hurricanes.  The extreme weather associated with hurricanes has many Florida homeowners scrambling to protect their property.  In case any damages need to be reported to your insurance company, you'll want to work with a quality public claims adjuster in South Florid...

Four Reasons Your Insurance Company May Be Delaying Your Claim

Have you filed a property claim with your insurance company a while ago and still haven't reached any settlement?  The insurance claims process can be lengthy and time-consuming.  It can also be full of delays or period of silence, which can be incredibly frustrating for homeowners relying on settlement for their repairs.  When you work with our quality public claims adjuster in Hillsborough County, we will fight with you to urge the insurance company towards a settlement i...

Reasons to Hire a Public Adjuster for Your Insurance Claim

Have you recently suffered damages to your home due to unforeseen circumstances, like fire, flood, or extreme winds?  Hurricanes often bring about intense weather conditions in Florida, so this is a main cause of property damage to many of our clients' homes.  When you suffer property damages, you'll want to receive compensation to cover any repairs or replacements you may need.  There are a few people you'll want on your side during this process, and a public adjus...

Four Steps to Prepare for an Insurance Claim In Case of Hurricane Damage

Have you been watching the news and noticed that a hurricane is headed in your direction?  When you live in south Florida, this is common during the late summer and early fall.  Many homeowners and businesses have hurricane damage preventative measures put into place to spare their property from extensive storm damage.  Because Mother Nature may have her own plans, it is important to also prepare yourself for any insurance claims process in case of extensive damages that you ne...

How You Can Prevent Electrical Fires from Destroying Your Home

Electrical fires are surprisingly the leading cause of house fires in residential communities.  These fires cause extensive property damage and potentially even loss of life when they are severe.  To prevent these fires, it is important to practice electrical safety inside your home.  As an adjuster that deals with property claims in South Florida, we help assess the damage of many house fires to work with your insurance company.  After you suffer fire damage, you will lik...

Three Facts You Should Know About Public Insurance Adjusters

Have you suffered damages to your Florida property after a storm or bout of extreme weather?  Are you looking to settle with your insurance company for damages?  Many people may not be aware of the fact that in order to settle with your insurance company, you will also need to work with an insurance adjuster.  When you use a public insurance claims adjuster in South Florida, you will allow the process to go much smoother.  These professionals are able to guide you through ...

Three Reasons to Hire an Insurance Adjuster

When you live in Florida, you encounter hurricanes, tropical storms, and other severe weather that can cause damage to your home.  Also, you may suffer from burglary or an accident that leaves your home ravaged by disaster.  Once your home is damaged, you will want to file an insurance claim to get compensation to cover damages.  This process is typically not something people enjoy going through, but it is necessary to get what they deserve.  As a public insurance claims a...

Three Signs of Mold Property Damage in Your Home

Water damage can have many negative effects on your home.  Water damage creates a perfect home in which mold can fester and grow.  When mold forms, it can have lasting impacts on your health if not dealt with properly.  When you are a homeowner, you want to protect your investments.  If you notice damage to your home because of mold growth, you may want to hire the services of a public insurance claims adjuster in South Florida.  They will come out to your home and as...

How to Rebuild Your Life After a Storm Damages Your Home

In Florida, we experience many hurricanes and extreme weather that can create destruction and damage to our precious homes.   Because Mother Nature has a mind of her own, now you are stuck making a plan for repairs and replacements.  This can be a lot to take in, especially because there is still a long road ahead.  Before you start to make any adjustments to your home, file property claims in South Florida.  This will allow you to get insurance compensation to make a...

Do You Have What It Takes to Become a Public Claims Adjuster in South Florida?

Insurance adjusting can become a stable career for many looking for a job change or a career path.  In fact, there is always work for claims adjusters in Florida, as unforeseen events happen every day.  Another great quality of a public claims adjuster in South Florida is that the earning potential is unlimited.  The harder you work and the more jobs you take, the more money you will make.  This has both pros and cons.  If you are considering become an insurance adjus...

Steps to Prevent Further Damage After a Flood

When you suffer water damage in your home, you are almost never prepared.  These emergencies create issues in our homes that require immediate attention and water removal.  This may also require the assistance of professional services to fully remove the water and keep your home from incurring additional damages.  When you recognize damages done to your home, you will want to contact your homeowner's insurance company to help file a claim.  They will send out a public ...

Four Reasons to File an Insurance Claim

Have you recently been involved in accident and aren't sure who caused it?  Have you been injured at work?  Did you home or property suffer extensive damages due to extreme weather?  You should consider filing an insurance claim to cover the costs of damages and repairs needed in the near future.  As a public insurance claims adjuster in South Florida, we work to maximize our clients' insurance claims to get them the speedy payment they deserve.  There are fou...

Filing Your Property Insurance Claim

Imagine that you have just suffered the emotional loss of your home. When you call the insurance company, they send you a long form containing many complicated words that you must fill out. You realize that you do not even fully understand the damage that has occurred. You are in no condition to know what you are going to need to rebuild. Therefore, you need to hire a public claims adjuster in South Florida. Starting the Claims Filing Process The claims filing process ca...

Homeowners Association Board Member Guide to Disaster Recovery

It can be very time consuming to serve on the board of your homeowners association. The demands become even more when a natural disaster, such as a flood, hurricane, or tornado, strikes your association. To be most effective when disaster strikes, your board needs to develop a guide before an event takes place and work with a public claims adjuster in South Florida after the fact. Residents expect you to be an expert in dealing with the disaster. It is the role of the adjuster to make you loo...

How to Handle a Pipe Burst in Your Home

When disaster strikes, the last thing you want to think about is the repairs, damage, and clean up required to make life normal again.  However, disasters happen.  A burst pipe is a perfect example of a disaster that almost no one wants to tackle.  As a public claims adjuster in South Florida, we help many of our homeowners file the proper insurance claim paperwork after they have suffered damages related to water or flooding in their home.  Even though you have may have a...

Learn the Insurance Company’s Definition of a Flood

While you may think of a flood as anytime that water rises, that is not the definition that insurance companies use. Therefore, before you feel that you are not covered because your policy excludes floods, it may pay to learn what benefits your plan includes and what insurance companies exclude because many insurance companies may cover some types of water damage that the ordinary person would consider a flood. Insurance Companies Definition of a Flood Most insurance com...