Four Steps to Prepare for an Insurance Claim In Case of Hurricane Damage
Have you been watching the news and noticed that a hurricane is headed in your direction? When you live in south Florida, this is common during the late summer and early fall. Many homeowners and businesses have hurricane damage preventative measures put into place to spare their property from extensive storm damage. Because Mother Nature may have her own plans, it is important to also prepare yourself for any insurance claims process in case of extensive damages that you need to have assessed by a public claims adjuster in Hillsborough County and repaired after the hurricane. There are a few steps you should take to prepare yourself for the insurance process in case of hurricane damage.
Organize all Insurance Documentation
Before a storm rolls through your area, you will want to organize all of your important insurance documentation in one place. This will make it easier to locate in case of any storm damage. Also, keep all receipts for major purchases in a binder so that you can locate them if any expensive materials are damaged in the hurricane. By having this on hand, you will be able to start the insurance process immediately after the storm clears.
Take Before and After Pictures
When you live in Florida, you should always be taking pictures of your property when a hurricane is headed your direction. These before pictures will be helpful for a public claims adjuster in Hillsborough County to make proper evaluations of your damage. Without before and after pictures, you may end up losing money to an unfair evaluation of your property.
Strengthen Your Structure
Before a hurricane, you should try your best to improve the structure of your home or building. Enforce it with extra support and board up windows to minimize the damages from high winds or heavy rains. By decreasing the chances of destruction, you may spare yourself from extensive damages. If this is done properly, you may avoid the entire insurance process after all.
Detail Each Room
Take the time to write down details of each room in your home, from finishings to brands of furniture. This information will be helpful to make a fair assessment of any damaged belongings or property. This can take some time, so be sure to get it started before the storm or even keep this outline on hand all the time to make it easier for you to reference.
These are just a few steps you should take to prepare yourself for an insurance claims process in case your home is damaged by a hurricane. Hurricanes are extremely common in south Florida, which keeps our public claims adjuster in Hillsborough County busy in its aftermath. Stay prepared so you can get your compensation sooner by taking these precautions. Contact us if you need the assistance of an adjuster to assess any storm damages on your property.
