When to Make an Insurance Claim

Insurance can be a tricky and confusing business. It's important to understand when you should call your insurance company to make a claim. In addition, if you're located in South Florida, it's helpful to know that you can contact Five Star Claims Adjusting for more information if you need a public claims adjuster.

Insurance terminology can be confusing. Knowing the right times to make an insurance claim can help save you time and money. Here are some guidelines on when to reach out to your insurance company about making a claim:

If You Are In An Accident:

If you're ever in an accident—whether it's a car accident or something else—you should always first determine if any of the parties involved require medical attention and then notify the police before calling your insurance company. Depending on the severity of the accident, your insurance company may send out an adjuster immediately or ask that you wait until after the police report has been filed.

If Your Home Is Damaged:

Whether it's due to bad weather or other circumstances, it's important to call your insurance company as soon as possible if your home has sustained damage. This way, they will be able to provide guidance on how best to approach repairs while also protecting yourself from any liabilities that may arise due to further damage caused by inaction.

If You're Seeking Legal Advice:

Depending on the type of coverage you have, calling your insurance company may be necessary in order to receive legal advice or assistance with certain matters related to disputes with third parties or even potential lawsuits against yourself or others who share liability for damages incurred by an incident. Your insurance policy should outline what type of coverage is available for such matters and whether or not legal assistance is covered under the policy.

Conclusion:

Making sure that you understand when it’s appropriate and necessary to call your insurance company is essential in ensuring that all of your bases are covered financially in case of accidents or property damage. If you live in South Florida and require assistance from a public claims adjuster, contact Five Star Claims Adjusting for more information today!