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What You Should Know about HOAs and Insurance Claims in Florida

Many Florida homeowners live in communities that also have HOA fees.  These Homeowners' Associations are great for those who live in communities that offer many different amenities and services, like community swimming pools and landscaped and manicured grounds.  Many people may not know that HOA fees can also protect you from some insurance liabilities that occur in the community you live in.  Because of some of the extreme weather like hurricanes or flooding in certain pa...

What You Need to Know about Choosing Homeowners' Insurance Coverage

Unfortunately, all insurance is not created equal.  The least costly homeowners insurance will likely offer you the smallest amount of coverage, and Vis versa.  There are many insurance policies that are standardized, which offer various levels of protection depending on the requirements of the homeowner and the type of residence being covered.  Due to a fluctuating market, it is often an good idea to urge coverage for quite your house is worth.  It can be difficult to und...

What Causes the Majority of Household Fires

Are you worried about the devastating effects of a fire in your home?  Do you fully understand all of the risks and causes of fires?  By understanding how a fire can negatively affect your home, property, and loved ones, you can prevent them from happening.  This can save you from the troubles of having to make repairs, file property claims in South Florida, and go through a lengthy insurance claims process.  There are a few main causes of household fires that you should k...

How to Pack an Emergency Evacuation Kit to Keep in Your Home

When you live in an area that is prone to natural disasters, you should always be prepared in the event of an evacuation.  In the state of Florida, we see many hurricanes that range from mild to severe, all requiring different levels of preparation.  As a public claims insurance adjuster in South Florida, we have seen homes and properties become ravished or destroyed due to the heavy winds and rains that accompany these tropical storms.  This leaves homeowners wondering what...

Four Qualities You Want in Your Insurance Adjuster

Are you about to hire the services of a public claims insurance adjuster in South Florida to help you with your property claim?  When you suffer from extensive damage to your home, business, or property, you will want nothing more than to have the right professionals by your side.  As you work through the difficult insurance process, it can become emotionally taxing, frustrating, and overwhelming.  However, when you work with the right professionals, it can become much easier.&...

Five Tips to Prevent Electrical Damage during Large Storms

Are you worried about the potential threat of electrical surges during a severe hurricane?  Are you prepared in the event of a power outage?  Electrical hazards can bring about many expense damages and repairs that can prompt you to file property claims to receive insurance compensation.  There are a few tips that you can follow to prevent electrical damage during large storms and hurricanes. Secure a Back Up Power Source In the event of a power outage, yo...

Five Types of Insurance Claims Filed by Floridians

Florida is a beautiful state to live in, with close proximity to the ocean, beaches, and many lakes.  It is also a warm, sunny, and inviting state that is a great place to call home.  However, Floridians have their challenges when it comes to extreme weather.  Because of the risk of water, flood, wind, and hurricane damage, many Florida homeowners have solid insurance policies that protect them from these incidents.  As a public claims adjuster in South Florida, we assist ...

Five Roles and Responsibilities of an Insurance Claims Adjuster

Are you wondering why the insurance company sends out a claims adjuster after you file an insurance claim against them?  As a policyholder, you are eligible for compensation to restore your home to its normal state after you suffer from damages from unforeseen incidents, like storms and severe weather.  After you start the insurance claims process and file your property claims in south Florida, you will then need the services of an insurance adjuster to assess and evaluate the damag...

Roof Issues that Can Lead to Extensive Damage and Expensive Repairs

Are you the owner of a commercial property or business building?  When you own a business, you want to do everything you can to maintain the property and keep it in optimal shape.  This involves caring for the outside the building, including and especially the roof.  As experts that deal with many property claims in South Florida, we see many damaged roofs that have required expensive repairs or replacements.  When you can, you should prevent these issues from destroying y...

Five of the Most Common Causes of Insurance Claims

Did you know that most property insurance claims are made as a result of extreme weather?  Accidents that can happen because of weather, like heavy rains, extreme winds, or dangerous storm, can often wreak havoc on your home or property.   This can cause issues to your home that require repairs or complete replacements, which can become expensive.  Homeowners that have insurance policies are protected against these damages, which can cause them to enter into an insurance c...